Financing Options

We accept Cash, Checks, Visa, Mastercard, Discover, American Express and CareCredit as payment options.  

Care Credit Financing 

Bemidji Family Dentistry offers Care Credit as a form of financing.  The CareCredit credit card helps make it easier to take care of everyone in your family.  This card can be used at our office for all of your dental needs and it can also be used for medical and veterinary needs.  We offer 6, 12 and 18 month interest free financing for balances over $200.00 as long as the balance is paid off within the allotted time.

  • No down payment.
  • Low monthly payments.
  • No prepayment penalty.
  • No- to low-fixed interest rates. 

Applying for CareCredit is fast and easy and you will get a credit decision immediately.  Apply at  Using Care Credit provides flexibility and convenience for the whole family.

BFD In House Dental Care Plan

Bemidji Family Dentistry offers an in house dental care plan that runs one year from the date of enrollment.  With this plan you have a one time annual fee.  With that fee you will receive one free fluoride and 15% off any treatment that is needed and performed in that one year period.  Most times this plan is cheaper then paying for an individual dental insurance plan.  There is no limitations or restrictions on the treatment that is covered.

1 Year Package Enrollment price:

Individual Plan - $39.00

Couples Plan    - $59.00

Family Plan      - $79.00

The package includes a 15% Savings on ALL Dental Treatment and one free fluoride.

  • Family Dentistry
  • Cosmetic Dentistry
  • Teeth Whitening
  • Dentistry For Kids
  • Nitrous
  • All Fillings/Material
  • Root Canals
  • Crowns/Bridges/Veneers/Implants
  • Extractions
  • Sleep Apnea Appliances/Night Guards/Mouth Guards
  • Dentures
  • Invisalign
  • Periodontal Therapy

Traditional Dental Insurances:

  • Waiting Period sometimes 6 months or longer until benefits are in effect
  •  Maximum coverage averages $500-$1500/year
  • No Cosmetic
  • Complicated and cumbersome claim process and delay in reimbursement by insurance companies
  • Variable levels of coverage for dental treatment, and often little or no coverage on several procedures
  • Expensive monthly premiums on top of the co-pay

Bemidji FamilyDental In-Office Care Plan:

  • NO waiting period, effective immediately
  • NO annual maximum limits on savings
  • 15% on all treatment, including cosmetic treatment
  • NO waiting period for claims to process, benefits effective immediately
  • No limit to inclusions! 


You are beautiful, SmilE With Confidence!

Call us now for your dental care APPOINTMENT!